Blue Cross™ Health - Get Blue by Optimal

Choose your own Health Plan

Life doesn’t stay the same, so why should your health insurance? Build the plan you need now, knowing you can change it as your circumstances and needs change.

Complete Health

Our most flexible and comprehensive plan type, available with a wide range of prices.

Mix and match your coverage; you can pass the benefits on to your kids when they leave home. Answering medical questions is required as part of the application process.

- No overall maximums on drugs
- Includes travel insurance option
- Direct pay on many benefits

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Guaranteed Acceptance

Health, drugs and dental options with no medical questions.

You can opt for benefits that will cover a pre-existing condition, like high blood pressure or diabetes pre-existing conditions. No medical questionnaire to answer.

- Up to $2500 annually for drugs
- Includes travel insurance option
- Direct pay on many benefits

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Retiree Plan

Retiring soon? Health, drugs and dental options with no medical questions.

You can enjoy peace of mind knowing you’ve got health benefitsthat keep working for you — long after you’ve left the workplace.

- Up to $5,000 annually for drugs
- Includes travel insurance option
- Direct pay on many benefits

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Dental Only

Dental options with no medical questions; stand alone plan.

Covered at 70% with applicable limits:

- Preventive services: cleaning, polishing, fluoride, and sealants
- Exams, including X-rays
- Restorative services including fillings
- Surgical extractions & root canal therapy
- Denture services, and more...

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How Insurance works: Simply Explained

new SOLUTION for business owner's!!

Streamlined Benefits Solution: Tailored Plans for Growing Small Businesses.

This tailored plan is crafted exclusively for small businesses with a workforce of up to 10 employees. It's the ideal choice for entrepreneurs in the midst of expanding their ventures.

Choosing a plan is a seamless process, and employees can start enjoying their new benefits within just a few days.

AFFORDABLE & SUSTAINABLE

Most affordable and comprehensive Group Insurance Plan for Small businesses.

FLEXIBLE & CONVENIENT

Comprehensive Plan including disability coverage and Health Spending Account.

MONTHLY SUSCRIPTION - CANCEL ANYTIME


YES, you can cancel anytime!  You only pay for the coverage you need.  We want to be upfront.  You can also decrease your coverage or simply apply for more coverage, at any time.  We understand that as your financial needs may change, your insurance will too. *

BLUE CROSS™ LIFE insurance

Ask about our
No Medical Life Insurance

Don't waste your time on finding the right coverage.
We offer affordable Guarantee Acceptance Life Insurance Plans.

Your policy is approved and activated quickly. No waiting period.
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Coverage Simplified
Simple application process with streamline questions that ensures fast approval.
Easy Eligibility
If you are facing health issues or been declined in the past you may still be eligible for coverage.
Quick Issue
Your policy is approved and in force quickly. No waiting period.
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Let's CHECK our Price

*Some exceptions may apply.  Talk to our agents for more details.

BLUE CROSS™ Travel insurance

Proudly Serving all residents Newfoundland and Labrador
Servicing All Newfoundland including: St. John's, Mount Pearl, Corner Brook, Conception Bay South, Paradise, Grand Falls-Windsor, Gander, Labrador City, Carbonear, Marystown, Clarenville, Bay Roberts, Happy Valley-Goose Bay, Stephenville, Torbay, Portugal Cove-St. Philip's, Grand Bank, Channel-Port aux Basques, Deer Lake, Bonavista, Bishop's Falls, Lewisporte, Springdale, Stephenville Crossing, Botwood, Twillingate, Wabana, Flatrock, Gambo, Bonavista..and all surrounding areas.